To File or Not File Bankruptcy

Statistics and the Leading Cause of Bankruptcy As published annually by the Administrative Office of the U.S. Courts, a total number of 796, 037 bankruptcy filings were recorded in June 2017. This figure was 2.8 percent lower as compared to…

Disputing Tactics on Credit Report Errors Using Consumer Laws

A study conducted by the Federal Trade Commission in 2012 revealed that around 40 million Americans have inaccurate information on their credit report. The study was mandated by the Congress to address numerous complaints by consumers. On the other hand,…

Different Types of Credit Scores

Different Types of Credit Scores

A recent study by NerdWallet revealed that most Americans need to learn more about the fundamentals of credit scoring. Most Americans are oblivious about the quantity of credit scores being utilized by the credit industry today. With FICO scores alone,…

THE EQUIFAX HACK

On September 7, 2017, one of the biggest credit reporting agencies in the U.S., Equifax, publicly announced one of the most scandalous security breaches in history. The company’s highly-secured and sophisticated data system was hacked by unknown cyber intruders. As…

Translate »